.tool-step-heading{display:flex;gap:16px;align-items:flex-start;margin:38px 0 20px}.tool-step-heading>span{background:var(--navy);color:white;font:22px Georgia,serif;width:40px;height:40px;border-radius:50%;display:grid;place-items:center;flex-shrink:0}.tool-step-heading h2{font-size:28px;margin:0 0 8px;line-height:1.2}.tool-step-heading p{margin:0;font-size:14px;color:var(--muted);max-width:760px}.tool-panel{background:white;border:1px solid var(--line);padding:28px}.tool-details{border-top:1px solid var(--line);padding:18px 0;margin-top:24px}.tool-details summary{font-size:16px;font-weight:600;cursor:pointer;color:var(--navy);line-height:1.5;padding:8px 0}.tool-details[open]>summary{margin-bottom:18px}.tool-details summary:focus-visible{outline:3px solid var(--blue);outline-offset:4px}.offer-extras .offer-grid .compare-field{grid-column:auto}.offer-extras .offer-grid .compare-field:first-child{grid-column:1/-1}.compare-field select{width:100%;min-height:49px;border:1px solid #9fb1b7;border-radius:3px;padding:10px;background:white;color:var(--ink);font:inherit;font-size:14px}.offer-inputs>p{font-size:14px;color:var(--muted);min-height:44px}.fields-three{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.tool-note{background:#eeeae1;border-left:3px solid var(--gold);padding:20px 24px;margin:30px 0 22px;font-size:15px}.tool-note p{margin:6px 0 0}.debt-row{margin:0 0 24px;padding:0 0 24px;border:0;border-bottom:1px solid var(--line);min-width:0}.debt-row legend{font-size:17px;font-weight:600;margin-bottom:15px}.debt-row .fields-three{grid-template-columns:repeat(3,minmax(0,1fr)) 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.button{flex-shrink:0}.guide-hero>.button{margin-top:18px}[hidden]{display:none!important}@media(max-width:1000px){.result-cards{gap:10px}.result-card{padding:20px 14px}.metric-value{font-size:29px}}@media(max-width:760px){.fields-three,.debt-row .fields-three{grid-template-columns:1fr}.tool-panel{padding:22px}.result-cards,.result-cards.two,.debt-transition{grid-template-columns:1fr}.result-card{padding:24px}.result-card dl{display:grid;grid-template-columns:1fr 1fr;gap:14px}.result-card dt{margin-top:0}.result-card .cost-metric{margin:0;padding:12px;grid-column:1/-1}.result-card dd{font-size:19px}.debt-remove{justify-self:start;min-height:44px}.tool-step-heading h2{font-size:25px}.result-heading-text h2{font-size:30px}.result-action{display:block}.debt-table,.debt-table tbody{display:block}.debt-table caption{display:block}.debt-table thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}.debt-table tr{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));padding:12px 0;border-bottom:1px solid var(--line)}.debt-table tbody th{grid-column:1/-1;border:0;padding:8px 0}.debt-table td{display:block;border:0;padding:8px 4px;text-align:left;font-size:12px;overflow-wrap:anywhere}.debt-table td:before{content:attr(data-label);display:block;font-size:10px;margin-bottom:5px;color:var(--muted)}.comparison-intro{margin-top:22px}.compare-tool .comparison-common{margin-top:15px}.tool-note{padding:18px}.offer-grid .compare-field{grid-column:1/-1}.compare-result-heading h2{font-size:28px}}@media print{#debt-form,.tool-step-heading,.result-action,.comparison-controls,.tool-note,#debt-stale{display:none}.result-cards{grid-template-columns:repeat(3,1fr)}.result-cards.two{grid-template-columns:1fr 1fr}.loan-compare-result{padding:0}.tool-details{break-inside:avoid}}
@media(min-width:761px){.result-card>p{min-height:36px}}
.debt-table{min-width:0;table-layout:fixed}.debt-table th,.debt-table td{width:auto;white-space:normal}.debt-table th:first-child{width:34%}@media(max-width:760px){.debt-table th:first-child{width:auto}.debt-table td{min-width:0}}

.horizon-shortcuts{gap:8px;margin:0 0 18px}.horizon-shortcuts button{padding:8px 14px}.horizon-shortcuts button[aria-pressed="true"]{background:var(--navy);border-color:var(--navy);color:#fff}.horizon-shortcuts button:focus-visible{outline:3px solid var(--blue);outline-offset:3px}.offer-balance{min-height:0!important;margin:24px 0 8px!important;padding:14px 16px;background:var(--pale);border-radius:4px;color:var(--navy)!important;font-size:14px!important;line-height:1.65}.offer-balance strong{font-variant-numeric:tabular-nums}.result-card .offer-rate{font-size:28px;color:var(--navy);font-weight:600;min-height:0;margin-bottom:6px}.result-card .rate-caption{margin-bottom:20px;min-height:0}.result-card .cost-metric dd{font-size:25px}

.preset-heading{font-size:14px;font-weight:600;margin:0 0 12px}.result-example-note{font-size:13px;line-height:1.6;color:var(--muted)}.result-example-note a{text-decoration:underline;text-underline-offset:3px}
.debt-examples{margin-bottom:32px}.debt-examples>p{font-size:15px;line-height:1.7}.debt-example-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:24px 0}.debt-example-grid article{background:var(--pale);padding:24px;min-width:0}.debt-example-grid h3{font-size:26px;line-height:1.2;margin:10px 0 16px}.debt-example-grid p{font-size:14px;line-height:1.7}.debt-example-grid .button{white-space:normal;font-size:13px;margin-top:12px}@media(max-width:760px){.debt-example-grid{grid-template-columns:1fr}}
